YOU KNOW HOW NO ONE TAUGHT US ABOUT MONEY DURING MED SCHOOL?
An exclusive program designed specifically for women physicians
Medical training is a marathon--and only the smartest, most dedicated people cross the finish line. That’s you!
And now, you can solve complex medical problems for your patients without blinking.
So, how can you have a total mental block when it comes to money (which doesn’t even require a pre-req in organic chemistry)?
THERE'S A REASON WHY MONEY FEELS HARD AND DAUNTING
If all that was required was for you to sit down and study money, we’d all be rich by now!
Most financial resources out there focus solely on strategies -- how to budget or how to get out of debt or how to invest. Again, these are all things you can learn.
The real problem isn’t solely lack of knowledge or information. It’s coming to terms with:
>> You not wanting to actually budget or even look at your accounts (even though you know “you should”).
>> Your fear of losing money if and when you invest.
>> You feeling confused about where to even start or what to do.
>> Your anxiety and stress about whether you will ever have enough money.
>> Your guilt about making or having too much money.
In other words, it’s dealing with all of the mind hang-ups when it comes to money.
MONEY FOR WOMEN PHYSICIANS
Money for Women Physicians is the only program of its kind that gives you the cognitive tools and financial knowledge to create wealth.
>> Nailing down your spending without feeling deprived
>> Not feeling guilty about making money and spending it on whatever you want
>> Learning the basics of the stock market and ensuring that your retirement accounts are invested properly
>> Creating and implementing your plan to add additional streams of income
>> Not letting fear get in the way of making smart investment decisions
>> Knowing deep in your bones that you have what it takes to create financial freedom
✓ Confidence and peace of mind
✓ Eliminate student loan debt
✓ Pay for your kids’ college education (and keep them out of student loan debt!)
✓ Save enough for retirement
✓ Go on more vacations
✓ Build your legacy
AND, WHY SETTLE FOR FINANCIAL
✓ INDULGE IN THE ULTIMATE FLEXIBILITY
Dreaming of taking a 6-month sabbatical with your family and heading to Barcelona--or road-tripping for the ultimate tour of our country’s coasts, mountains, deserts, and more?
Or, maybe you want to spend more time with your parents during their golden years--even though they live in another state.
Doing those things is possible, and it doesn’t have to be a magical, once-in-a-lifetime opportunity. You could do things like that regularly.
When you’re financially independent, you get to dictate who gets your time, and how you spend it with them.
✓ PRACTICE MEDICINE ON YOUR TERMS (NO MATTER WHAT THAT LOOKS LIKE)
Physician burnout is real. Yes, you chose medicine because you want to help people--but when you’re burnt out, it’s hard to keep helping others.
Being wealthy means you can eliminate the parts of medicine you don’t particularly enjoy. Being on call? Working weekends? Rolling your luck in the vacation lottery (and losing)?
When you have the freedom to carve out your dream practice, you don’t have to include any of those things if you don’t want to. What does your dream practice look like?
✓ HAVE MORE TIME (FOR YOURSELF), PERIOD.
That old adage about time being money is a lie. You can always get more money, but not time.
Each of us gets 24 hours in a day. The average life expectancy for women in the United States is 78.69 years. How do you want to spend your time?
The 3 Step Process
inside Money for Women Physicians
Understand your money & your mind
Fully understand your accounts, where your money is going, and why it's felt so hard until now.
# 2 CLARITY
Get clear on money
Learn the simple steps to building wealth right now
# 3 GROWTH
Grow your mind & your money
Learn how to invest, protect, and plan out your money for years to come.
MONEY FOR WOMEN PHYSICIANS GIVES YOU STRUCTURE, ACCOUNTABILITY, AND SUPPORT IN MANAGING YOUR MIND AND MASTERING FINANCIAL CONCEPTS.
REMAP YOUR MINDSET
Before we ever get into the nuts and bolts of personal finance, we’ll get to the root cause of your financial woes: your money mindset. You’ll learn powerful cognitive tools to rewire your brain so you can create wealth.
WORKBOOK + TEMPLATES
A workbook and made-for-you templates to support all the learning and action you’ll be taking.
An opportunity to get live support with a coach or money expert to get your questions answered twice a month. These sessions are recorded if you can’t make it live.
24/7 access to a private, women physicians-only community who are committed to creating life on their terms. No mansplaining included.
In addition to all of the above, you’ll get access to extra bonus lessons taught by real estate, negotiation and tax experts just to name a few.
WHAT I HEARD BLEW MY MIND
“I signed up for Bonnie’s course because I wanted to stop feeling like an imposter about my finances. My husband is also a physician, and he’s passionate about finance—I wanted to better understand his favorite subject.
“So there I was, just trying to pick up on the basics of finance, when I got to the module about mindset. I almost skipped it, because I figured it was about being frugal or something, and I’m already frugal. And, thanks to my husband, my mindset is already all about investing.
“Instead what I heard blew my mind. Bonnie asked, ‘What’s your purpose? How do you want to add value to the world?’ This really stirred me up. How did I want to add value to the world? I dug deep into that question and discovered I had all of these abandoned dreams. And there was Bonnie, encouraging me to pursue those dreams.
“I had no idea how badly I needed Bonnie’s voice in my life. She made me believe I do have value to add to the world. So, I’ve started a coaching business and a podcast to help dual-physician couples nurture more loving and financially savvy relationships. My big-picture goal is to blossom my business.
“Money for Women Physicians is a course every woman physician needs to take, ASAP. You’ll notice your bank account, investment portfolio, and your mind just exploding with growth! That’s what happened to me. If you’re thinking about signing up for Bonnie’s course, you will not be disappointed. Just. Do. It.”
-Dr. Kate M., Pediatric Radiology
I WALKED OUT CREDIT CARD DEBT-FREE
“If there’s one thing that physicians aren’t taught much about, it’s money management. We also hold this universal belief that we can always find a job, that our salaries will go up, or that we can work harder and make up the difference. The pandemic proved this wrong. Physicians, just like everybody else, are subject to economics.
“I was mid-career, looking toward retirement, and realizing that the miracle of compound interest wasn’t so miraculous anymore. I wondered what I could do to be able to live the life I wanted to live—and I wasn’t sure I could find it.
When I first heard Bonnie talk about money, it was sort of like a thunderbolt from the blue. Honestly for a second I thought I’d had a stroke or that she was speaking in tongues, that’s how different it was from anything I’d ever heard about. She was saying that the way I thought about money affected how much money I had. What?! As strange as it was at first, I could see the logic to it, and I wanted to explore more. I signed up for her course.
“I started the course in May with $80,000 of credit card debt. I walked out credit card debt-free. In fact, my husband and I started to renovate our attic so we can better accommodate living long-term with a young adult with special needs.
“But I think my favorite part is the greenhouse I was able to build. Being able to walk in there and have some sunshine—and see green and growing things even in the grey Minnesota months—has saved my sanity more than once during this pandemic.
“And every time I walk into my greenhouse, I think about how this wouldn’t have been possible without two people in particular, and one of those two people is Bonnie. Bonnie, thank you from the bottom of my heart for everything you taught me.”
- Dr. Stella E., Pediatrics
IF YOU HAVE DREAMS TO ACHIEVE, YOU NEED THIS COURSE!
“I’ve always worked for organizations that wanted physicians to see a certain number of patients per day, toe the line, etc. I dreamed of opening my own private practice, where I could practice medicine in an integrative way that really helped people, but I had no idea how to get that off the ground.
“So when I discovered Bonnie, her message about ‘you should have choices about the way you practice medicine’ really resonated with me. Because of what I learned in the course, I was able to purchase commercial office space, which is something I wouldn’t have known about if not for Bonnie. I’m about a month away now from opening my own practice and I couldn’t be more thrilled.
“Bonnie shifted my mindset about so many things, which is helping me follow my dreams. She’s just so relatable and inspirational, and the course community is full of supportive, like-minded people who all want to achieve similar things. If you have dreams to achieve, you need this course!”
-Dr. Val C., Sleep Medicine
THERE’S A LOT OF HIGH-YIELD INFORMATION
“Money for Women Physicians has so many pearls of wisdom. Before I took the course, I thought my physician’s salary was the only way to make money. I was blindly putting money into my retirement accounts without understanding where my money was going.
“Based on what I’ve learned in Bonnie’s course, I did a Roth conversion for my retirement accounts and started investing in passive real estate. There’s a lot of high-yield information, and because you get lifetime access, you can revisit it and learn more each time you do.
“As doctors, our patients depend on us to explain what is happening to them medically. Bonnie’s course was the first time someone explained to me what was happening in terms of my money. If you have zero financial knowledge like I did, this course can be life-changing.”
- Dr. Jyoti B., Nephrology
“I had been working so hard for so long I was severely burnt out. I felt like I was just living through the days to get to the weekend. I just wanted to find some way to work a little less hard without falling even further behind financially.
“Working with Bonnie was honestly life-changing. Thanks to her course, I’m now credit card debt free! That’s huge for me. My husband teases me about wanting to make sure something is in the budget before we buy it, but it’s working. I’ve also started investing in passive real estate and I’ve opened a Uniform Transfers to Minors account for my son.
“Learning about my financial options, and having a financial road map, has made it easier to navigate the day-to-day of practicing medicine. Bonnie, thank you so much for making this possible for me and my family.”
-Dr. Lea R., Family Medicine
CORE FINANCIAL CURRICULUM: THE 411
Spending & Debt
A big piece of the money stress puzzle is simply not knowing what’s happening with your money (aside from the grief of watching all of it go toward paying your monthly bills!). We don’t like to use the “b” word (budget) at Wealthy Mom MD, so instead we call it your Spending Plan.
No matter what, you need to understand those numbers before you can even begin addressing them. Again, this is where mindset changes can help you. You’ll learn to see all of those numbers as just numbers. This subtle psychological shift will have a huge impact on your spending.
Most of us approach budgeting backwards. Instead of doing a post-mortem on how you spent, you’ll learn how to plan your spending in advance and spend thoughtfully.
Think Beyond Your Clinical Income
Is your paycheck your only source of income? If so, you’ve set yourself up to fail! The real secret to wealth is to take that money and put it to work making more money via a strategic investing plan that will create long-term, money-making machines for you.
Don’t make all of that money only to lose it! You absolutely need to insure yourself against financial catastrophes. This step is so critical and often-overlooked. I’ll show you exactly which insurances you need and how to prioritize them.
As doctors, we know all too well that death is inevitable but also unpredictable. What will happen to your family after you die? What impact do you want to have in this world? Planning for your estate is the last piece of financial “adulting” you need to learn before we put it all together in Module 6.
This is the best part - where you put it all together to create the life you’ll love. You’ve learned how to think about money differently and armed yourself with all the information you need. It’s time to seize your financial power and create and plan your dream life.
FREQUENTLY ASKED QUESTIONS
Is this program only for women physicians?
Is this program only if you live in the United States?
I’m feeling a bit overwhelmed by all the things I’m going to need to learn and do. Are you sure I can do this?
How does this work exactly?
What if I can’t make the live calls?
What’s your refund policy?
I still have questions….
I cannot wait to guide you on your journey to financial freedom …
I’ve been coaching women physicians on money since 2016.
I’ve been in your shoes.
Just like you, I:
✓ Had to work hard and prove myself as a physician
✓ Found myself struggling with credit card debt and student loan bills, so I never felt like I could really get ahead.
✓ Had to overcome significant mindset blocks and beliefs about money.
✓ I’m debt free.
✓ I’m no longer dependent on my clinical paycheck in order to pay my bills.
✓ I practice medicine the way I want to--and right now, that’s staffing a monthly resident clinic--but pre-pandemic I was “living la vida locums” in Hawai’i with my family!
✓ I live my life on my terms.
I’m not special. You can do this too.
I look forward to meeting you personally inside Money for Women Physicians.